Effective September 17, 2026
This is the agreement between you and Margin. We wrote it to be read, not survived. If any part of it is unclear, write to us and we’ll tell you plainly what it means.
Margin is a homeschool planner. In these terms, “Margin,” “we” and “us” mean Margin Planner LLC, the company that operates marginplanner.com. “You” means the person who holds the account.
Margin is made for families in the United States. Prices are in US dollars, and our privacy policy follows US law.
These terms cover marginplanner.com, the Margin app on any device, and the emails we send you about your account. Using Margin means you accept them. If you don’t, the honest answer is not to use it. If you’ve already paid, write to us and we’ll refund you.
You need to be at least 18 to hold an account. Children don’t have accounts here. Anything Margin holds about a child is there because a parent typed it.
One account is meant for one household. Keep your password to yourself, and tell us quickly if you think somebody else has it — write to hello@marginplanner.com.
You are responsible for what happens under your account. We will never ask you for your password, and no email from us will ever ask you to reply with one.
Margin lays out a school year, re-plans it when a week goes wrong, counts the four kinds of day correctly, and produces a record you can print or export.
Margin does not tell you whether you have done enough. It formats what you record; it does not certify compliance with any state's homeschool law, and it is not legal advice. Requirements differ by state and change over time, and meeting yours is your responsibility. Check the numbers Margin produces against what your state or your accountability association actually asks for.
When you scan a book, its title and author come from outside book databases, Open Library and Google Books. They are usually right and sometimes wrong or missing. Check them before you rely on them.
Some parts of Margin are still being built, and the ones we know about are named on the features page rather than implied. What you’re buying is what’s there today.
Margin costs $8.00 per month or $80.00 per year, in US dollars. One price covers the whole family, however many children are in it. Both plans are the same Margin. Nothing is held back from the cheaper one.
Payments are handled by Stripe. We never see or store your full card number. Stripe's own terms apply to the payment itself, and you can read them at stripe.com/legal/consumer.
Prices shown do not include sales tax. Where a state requires us to collect it, it is added at checkout and shown before you pay.
New accounts get 14 days free, with everything unlocked. A card is required to start the trial, and it is not charged until the trial ends.
If you cancel before the trial ends, you are not billed at all. If you do nothing, the subscription begins automatically at the end of the 14 days at the plan price you chose. Your account page shows the date the trial ends from the moment it starts, so you can see it at any time.
The trial is one per household, not one per checkout. Canceling and signing up again doesn’t start a second one.
Subscriptions renew automatically — monthly plans every month, yearly plans every year — on the card you have on file, until you cancel. When you subscribe, you authorize that recurring charge.
You can switch between monthly and yearly at any time from your account page. Switching takes effect immediately: the difference is settled that day, you are credited for the part of the period you had already paid for, and your renewal date moves to that day. During a free trial, switching costs nothing and does not shorten the trial.
If a payment fails, planning stops until the card is replaced. Your records aren’t touched — you can still open Margin, read every year you built in it, print it and export it, exactly as section 9 describes. What waits is adding to the year.
Stripe retries the card over roughly two weeks and emails you, so if the card starts working again on its own, everything comes back with nothing for you to do. You can also replace it at any moment from your account page or from the message Margin shows you, and that takes effect immediately.
If the retries all fail, the subscription ends. Section 9 says exactly what that does and does not do to your records.
Cancel whenever you like, from the Subscription section of your account page. It takes two clicks and you never have to speak to anybody to do it.
Canceling ends the subscription at the end of the period you have already paid for, not at the moment you click. If you cancel on the 3rd and you are paid through the 30th, you keep everything until the 30th — and you can undo the cancellation any time before then.
The 14-day trial is there so you can find out whether Margin suits you without paying for it. That’s why we don’t offer routine refunds for time you’ve already had.
That said: if you are charged by surprise, write to us. A renewal you did not expect, a second charge, a year you meant to cancel and forgot — tell us within 30 days and we will refund it. We would rather give the money back than keep it from somebody who did not mean to spend it.
If the law where you live gives you a stronger right to a refund, that law wins over this section.
Your records are yours. The plan, the attendance, the hours, the grades, the reading list and the field trips belong to you, not to us.
An ended subscription does not take them away. When a subscription ends, for any reason, you can still open Margin, read every year you built in it, print it, and export it. What stops is planning ahead — adding to the year, re-planning it and recording new days. Nothing is deleted and nothing is withheld from you.
Other parents you invite. You can invite other adults to your planner and choose what each can do. They use the planner under these same terms. Your subscription covers them, and only you can change the plan or who is invited. You are responsible for who you invite, and taking someone off ends their access at once.
Finished years. When you complete a school year it becomes read-only and is kept with your account, and so is every year after it. Past years are kept for as long as your account is open, and an ended subscription can still read, print and export all of them. You can reopen a finished year yourself. Changing an old year can throw off figures you have already planned in a later one, which is why Margin asks twice, and whether to do it is your decision. When a new year starts each child moves up one grade. That is a starting point only, and the grade on your record is whatever you set it to.
You can export at any time, subscribed or not, from the planner itself. If you delete your account, what we hold is deleted with it, so take an export first. That step can’t be undone.
You can share a link that shows one child's days to somebody helping with school. What the link shows travels inside the link itself: we never receive it and we keep no copy, and it stops working after the last date you chose. Sharing is your decision, and the link is yours to look after. Anybody holding it and its password can read those days. A link can’t be called back once you’ve sent it. What the person you send it to does with it is out of our hands. The Privacy Policy sets out what a link carries.
If you add a curriculum that is not on Margin's list, you let us put its name, company, grade, subject, number of lessons and minutes on the shared list that other families pick from. Nothing about you or your children goes with it.
How we handle your information — including the promise that we do not sell it, share it, or use it to train AI — is set out in the Privacy Policy, which forms part of this agreement.
Margin is for planning and recording your own household's school year. Please do not:
A co-op or a school wanting to use Margin across many families is welcome — write to us and we will work something out rather than pretending the consumer plan covers it.
You own what you put in. We own Margin itself — the software, the design, the words on these pages, the name and the mark.
You keep every right to your own content. You give us only the narrow permission we need to run the service for you: to store your year, show it back to you, sync it between your devices, and produce the exports and calendar feeds you ask for. That permission ends when you delete the content or the account.
If you send us an idea or a bug report, we may act on it without owing you anything for it. We’ll still be glad you sent it.
Margin™ and the Margin logo are trademarks of Margin Planner LLC. You may not use them for your own product or service, or in a way that suggests we endorse yours. Writing about Margin, reviewing it, or telling other families about it is always welcome and needs no permission from us.
We aim to keep Margin running all the time, but we don’t promise a particular uptime figure. Things break, and hosting providers have bad days.
One design decision limits the damage: your year lives on your own device first and is copied to your account second. If our servers have a bad morning, the planner still opens and your school day still happens. What waits is the copy that follows you to another device.
Margin is provided “as is.” To the fullest extent the law allows, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.
In plainer words: we have built this carefully and we use it ourselves, but we cannot promise it will be free of faults, and we do not warrant that what it produces will satisfy any particular authority. Keep your own copy of anything that matters — the export button is there for exactly that.
To the fullest extent the law allows, we are not liable for indirect, incidental, special, consequential or punitive damages, or for lost profits, lost data, or the cost of substitute services.
Our total liability to you for any claim is limited to what you paid us in the twelve months before the claim arose. For most families that’s $80 or less, and we’d rather be honest about that up front than bury it.
Some states do not allow these limits. Where that is the case, they apply to you only as far as that state allows, and nothing here limits liability for fraud or for anything else that cannot lawfully be limited.
We’re still building Margin, and it will change. We may add, alter or retire features. We will not quietly remove something you are paying for without telling you.
We may update these terms. If a change materially affects you, we will email the address on your account and post the new effective date at the top of this page before it takes effect. If you keep using Margin after that, you accept the new version. If you’d rather not, cancel and we’ll refund the unused part of a yearly plan.
A price change never applies to a period you have already paid for, and we will give at least 30 days' notice before a renewal at a new price.
You can end it at any time by canceling and, if you want, deleting your account.
We can end it if you break section 10, if payment fails and is not fixed, or if we have to stop operating. Except where you have seriously misused the service, we will give you notice and a chance to export your records first. If we shut Margin down altogether, we will give as much warning as we can, refund the unused part of any prepaid period, and make sure you can get your records out.
These terms are governed by the laws of the State of South Carolina, without regard to its conflict-of-laws rules. Any dispute belongs in the state or federal courts located in Charleston County, South Carolina, and we both agree to that.
If the laws where you live give you consumer rights that can’t be signed away, nothing in this section takes them from you.
There is no arbitration clause here and no class-action waiver. We would rather try to fix a problem by email first, and we mean that: nobody has ever regretted writing to us before writing to a lawyer.
A real person reads everything that comes in, usually the same day.
Or use the contact form — it lands in the same place.
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